Money tools

Cost Calculator

Start with a province and housing type, then tune every monthly number to your life.

Plan your monthly budget

Choose a location and home, then adjust the monthly amounts.

ProvinceHousing typeCity (optional)

Monthly amounts (CAD)

Monthly take-home incomeAfter tax, before expensesRent / shared roomRoom or shared accommodation rough range: $800–$1,100GroceriesOne-person starter budgetPhone + internetMobile plan and home internetTransit / carBus pass, gas, insurance bufferUtilitiesHydro, heat, water if separateOtherClothes, medicine, small surprises

Your estimate

Ontario

Shared room starter estimate

Rent range used

$800–$1,100

Current rent input: $950

Monthly cost

$1,900

Money left after expenses

$1,100

Comfortable

Comfortable — you have some room to breathe and plan ahead.

Starter estimates only. Actual costs vary by city, housing type, lifestyle, season, and family size.

Explore